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Summary of Florida Motorcycle Helmet and Insurance Laws

If an adult meets certain insurance standards under their motorcycle policy, Florida law does not require that person to wear a helmet while on a motorcycle. Most bikers are safer riders and yet,…

If an adult meets certain insurance standards  under their motorcycle policy, Florida law does not require that person  to wear a helmet while on a motorcycle. Most bikers are safer riders  and yet, sadly, they can still get hurt by careless motorists. Everyone  needs to understand that, helmet or not, bikers are legal and safe as  long as all drivers follow the rules of the road.

Florida Statute 316.211 provides:

(1) A person may not operate or ride upon a motorcycle unless the  person is properly wearing protective headgear securely fastened upon  his or her head which complies with Federal Motorcycle Vehicle Safety  Standard 218 promulgated by the United States Department of  Transportation. The Department of Highway Safety and Motor Vehicles  shall adopt this standard by agency rule.

(2) A person may not operate a motorcycle unless the person is  wearing an eye-protective device over his or her eyes of a type approved  by the department.

(3)(a) This section does not apply to persons riding within an  enclosed cab or to any person 16 years of age or older who is operating  or riding upon a motorcycle powered by a motor with a displacement of 50  cubic centimeters or less or is rated not in excess of 2 brake  horsepower and which is not capable of propelling such motorcycle at a  speed greater than 30 miles per hour on level ground.

(b) Notwithstanding subsection (1), a person over 21 years of age may  operate or ride upon a motorcycle without wearing protective headgear  securely fastened upon his or her head if such person is covered by an  insurance policy providing for at least $10,000 in medical benefits for  injuries incurred as a result of a crash while operating or riding on a  motorcycle.

(4) A person under 16 years of age may not operate or ride upon a  moped unless the person is properly wearing protective headgear securely  fastened upon his or her head which complies with Federal Motorcycle  Vehicle Safety Standard 218 promulgated by the United States Department  of Transportation.

(5) The department shall make available a list of protective headgear  approved in this section, and the list shall be provided on request.

(6) Each motorcycle registered to a person under 21 years of age must  display a license plate that is unique in design and color.

(7) A violation of this section is a noncriminal traffic infraction,  punishable as a nonmoving violation as provided in chapter 318.

The Tampa Tribune reported Sunday morning that a young man and young woman were injured in a high speed motorcycle crash at  2:46 a.m. in Winter Haven when the motorcycle hit a curb. Both were  taken to Lakeland Regional Medical Center by ambulance. The man is in  critical condition and the woman is stable. At the scene the passenger  told investigating officers that the driver was speeding but she did not  know how fast he was going.

We have represented and helped a lot of people hurt in motorcycle  crashes and inevitably the insurance companies and defense attorneys who  defend these cases point to the comparative negligence of the  motorcycle rider. Speed, reckless conduct and not wearing a helmet can  cause a jury to apply fault to the rider even under circumstances where  the rider was not at all responsible for causing the crash.

To all the riders out there, ride free! And, also, please be safe.

Wooten, Kimbrough & Normand, P.A. – Orlando injury attorneys

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